Kami menghubungkan pendana urban di kota dengan pengusaha mikro dan kecil di pedesaan, melalui teknologi. Kami membangun jaringan dipedesaan untuk membuka akses keuangan serta membangun teknologi credit score untuk mengukur resiko pembiayaan di sektor informal.
Amartha berdiri pada tahun 2010 sebagai microfinance dan bertransformasi menjadi peer-to-peer lending marketplace pada tahun 2016. Hingga saat ini Amartha telah menjangkau wilayah Jawa Barat, Jawa Tengah hingga Jawa Timur
Bagi pengusaha mikro di pelosok yang memiliki kebutuhan modal mulai dari Rp 3 juta dapat mengajukan pembiayaan ke melalui platform kami untuk beragam aktvitas seperti ternak ikan cupang, bibit tani lengkuas, warung kelontong, dan industri rumahan lainnya.
Bagi pendana, platform kami membuka peluang investasi kepada asset class baru yaitu sektor ekonomi informal. Segmen asset class ini memiliki potensi imbal hasil yang menarik namun selama ini proses underwriting dilakukan secara tradisional. Platform kami, membuat investasi di sektor riil menjadi lebih aman dan tepercaya.
Kami percaya dengan pendekatan ini lebih banyak pihak dapat berpartisipasi untuk ewujudkan keadilan sosial bagi seluruh rakyat.
Amartha berdiri pada tahun 2010 sebagai microfinance dan bertransformasi menjadi peer-to-peer lending marketplace pada tahun 2016. Hingga saat ini Amartha telah menjangkau wilayah Jawa Barat, Jawa Tengah hingga Jawa Timur
Bagi pengusaha mikro di pelosok yang memiliki kebutuhan modal mulai dari Rp 3 juta dapat mengajukan pembiayaan ke melalui platform kami untuk beragam aktvitas seperti ternak ikan cupang, bibit tani lengkuas, warung kelontong, dan industri rumahan lainnya.
Bagi pendana, platform kami membuka peluang investasi kepada asset class baru yaitu sektor ekonomi informal. Segmen asset class ini memiliki potensi imbal hasil yang menarik namun selama ini proses underwriting dilakukan secara tradisional. Platform kami, membuat investasi di sektor riil menjadi lebih aman dan tepercaya.
Kami percaya dengan pendekatan ini lebih banyak pihak dapat berpartisipasi untuk ewujudkan keadilan sosial bagi seluruh rakyat.
Location: Indonesia
Employees: 1001-5000
Phone: +62 21 39509966
Total raised: $222.5M
Founded date: 2010
Investors 2
| Date | Name | Website |
| - | Bamboo Cap... | bamboocp.c... |
| 01.09.2024 | Z Venture ... | zvc.vc |
Funding Rounds 4
| Date | Series | Amount | Investors |
| 18.06.2025 | - | $55M | - |
| 19.06.2024 | - | $17.5M | Accion Ven... |
| 15.06.2023 | - | $100M | - |
| 24.02.2021 | - | $50M | - |
Mentions in press and media 29
| Date | Title | Description |
| 30.06.2026 | 75 Indonesian Companies Honoured at HR Asia Best Companies to Work for in Asia 2026 for Conquering Talent and Retention Challenges | JAKARTA, Indonesia, June 30, 2026 /PRNewswire/ -- On June 5, the HR Asia Best Companies to Work for in Asia 2026 Indonesia organised by Business Media International has recognised 75 exceptional organisations that have demonstrated resilien... |
| 05.06.2026 | Amartha Initiates Coalition to Advance Financial Health for Grassroots Communities in Indonesia | The coalition, titled the Indonesian Coalition for Financial Health, was officially launched on June 4 at the Asia Grassroots Forum 2026 and initiated by Amartha together with partners. Fully supported by Her Majesty Queen Máxima of the Net... |
| 02.10.2025 | Indonesian startups face funding fallout from corruption scandals | At the beginning of September, Jakarta prosecutors paraded three suspects in an alleged USD 25 million corruption and money laundering scandal involving investment funds at agriculture startup TaniHub. The case has reverberated through Indo... |
| 03.09.2025 | Indonesian Fintech Amartha Secures Digital Wallet License, Transforms into Financial Group | Amartha, an Indonesia-based platform for entrepreneurs, announced it has secured a digital wallet license from Bank Indonesia and transformed into Amartha Financial Group. The company is expanding beyond microloans into digital payments, mi... |
| 27.08.2025 | With Global Investor Support, Amartha Financial Launches Digital Services for Indonesian Grassroots Entrepreneurs in 50,000 Villages | Indonesia's Amartha rebrands as Amartha Financial Group, launching digital financial services to transform the rural economy in 50,000 villages and beyond with the backing of global investors. JAKARTA, Indonesia, Aug. 27, 2025 /PRNewswire/ ... |
| 01.07.2025 | Indonesia's Top Employers Forge the Future of Work: HR Asia Honors 80 Companies in Talent Innovation | JAKARTA, Indonesia, July 1, 2025 /PRNewswire/ -- HR Asia Best Companies to Work for in Asia proudly honours 80 organizations that exemplify excellence in human capital strategy and workplace culture. This year's ceremony arrives as Indonesi... |
| 18.06.2025 | Top 10 Startup and Tech Funding News – June 18, 2025 | It’s Wednesday, June 18, 2025. Hope you guys are having a great week. We’re back with your daily tech funding roundup—tracking the flow of capital into the startups rethinking how we work, move, learn, and stay healthy. Today’s deals cut ac... |
| 18.06.2025 | Fintech Pioneer Amartha Secures $55M from European Development Finance Institutions to Empower Women Entrepreneurs in Rural Indonesia | JAKARTA, Indonesia, June 18, 2025 /PRNewswire/ -- Indonesian fintech pioneer Amartha, a digital financial technology provider which serves Indonesia's rural grassroots entrepreneurs, has secured USD $55 million in funding from three Europea... |
| 14.03.2025 | Seeds of Change: Elevarm's Growth in Indonesia's Agritech Landscape | In the lush landscapes of Indonesia, a quiet revolution is taking root. Elevarm, an agritech company based in Bandung, has secured $4.25 million in pre-Series A funding. This investment, led by Intudo Ventures, aims to bolster farmer produc... |
| 13.03.2025 | Elevarm Raises US$4.25M in Pre-Series A Funding | Elevarm, a Bandung, Indonesia-based agritech company boosting farmers productivity and driving sustainable horticulture practices, raised US$4.25M in Pre-Series A funding. The round was led by Intudo, with participation from existing invest... |
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