Capital by API. Defacto allows you to embed BNPL, invoice financing & factoring products for your end-users.
Employees: 11-50
Total raised: $16.08M
Founded date: 2021
Investors 2
| Date | Name | Website |
| 01.10.2022 | Motier Ven... | motier.vc |
| 07.06.2022 | Northzone ... | northzone.... |
Funding Rounds 1
| Date | Series | Amount | Investors |
| 07.06.2022 | - | $16.08M | Northzone ... |
Mentions in press and media 13
| Date | Title | Description |
| 26.03.2024 | 10 French startups to watch in 2024 | In 2023 French companies raised €8.4 billion over 410 deals. According to our Annual report, France took third place among countries by the total raised amount. The companies within the energy sector contributed the most to the numbers, wit... |
| 13.07.2023 | French B2B lender Defacto shores up to €167 million | Parisian lender to SMEs by an API Defacto has secured up to €167 million in debt funding provided via Citi and Viola Credit. According to Defacto, the capital will be used to fuel additional growth as the company sets up a lending capacity ... |
| 11.07.2023 | Defacto gets new credit facility to provide instant financing to small companies | French startup Defacto has closed a new securitization fund that will be used to provide short-term loans to small and medium enterprises via an embedded, API-first approach. This is a new fund of up to €167 million ($183 million) with Citi... |
| 08.06.2022 | Walmart convenes startups and corporates to work on a dirty problem: decarbonizing its truck and home delivery fleets | This is the web version of Term Sheet, a daily newsletter on the biggest deals and dealmakers. Sign up to get it delivered free to your inbox. Two years ago Walmart said it was aiming to reduce its carbon emissions to zero by 2040—and, as t... |
| 08.06.2022 | Defacto Raises €15M in Funding | Defacto, a Paris, France-based API-first B2B lending platform, raised €15m in funding. The round was led by Northzone with participation from Headline, Global Founders Capital, and business angels Thibaud Elzière (founder of eFounders), Rod... |
| 07.06.2022 | Paris-based Defacto lands €15 million to support SME growth with its B2B lending platform | Amidst heightened anxiety surrounding rising costs, rising interest rates and those repayments of pandemic loans, there are some concerns in the SME space at the moment. However, instead of getting bogged down in pessimism, it’s important t... |
| 07.06.2022 | Defacto factors in €15 million, increases lending capacity to €400 million | Paris-based provider of instant financing to small and medium enterprises, Defacto has raised €15 million in a Series A funding round. With its “Capital by API, not paperwork,” approach, the investment paves the way for an increased lending... |
| 07.06.2022 | Paris-based Defacto raises €15M led by Northzone; plans expansion | Paris-based Defacto, an API-based B2B lending platform, announced on Tuesday that it has raised €15M in a funding round led by Northzone. Defacto’s existing investors Headline and Global Founders Capital also participated in the round. - Pa... |
| 17.11.2021 | Defacto offers embedded credit products to small companies | Meet Defacto, a new French startup that wants to improve the credit infrastructure for small and medium companies. The startup wants to offer credit products using an API. It automatically analyzes your revenue to give you an answer in real... |
| - | Defacto factors in €15 million, increases lending capacity to €400 million | Paris-based provider of instant financing to small and medium enterprises, Defacto has raised €15 million in a Series A funding round. With its “Capital by API, not paperwork,” approach, the investment paves the way for an increased lending... |
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