ID Finance
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ID Finance

https://idfinance.com/
Last activity: 07.09.2026
Active
Categories: B2CConsumerFinanceDigitalBankingFinTechLending
We are a leading fintech in Europe and Latin America. Our main offering is focused on providing finance solutions to retail customers. The company is among the fastest growing fintech companies in Europe and the only one Spanish one included at FT 1000. Besides, ID Finance is also the first carbon-neutral financial technology firm in the region. The company is consistently profitable and since its inception in 2015, we have processed over 9 million credit applications. In 2021 ID Finance launched Plazo, the first Spanish credit-led challenger bank. It is currently offering a free Mastercard debit card which comes with one of the most attractive cashbacks in the country. Besides, it is expanding its services to a wide range of purchase and credit solutions. Our proprietary technology allows us to analyse vast amounts of data, including behavioural biometrics, identifies anomalies and increases efficiency of risk assessment by 50%. Machine learning and artificial intelligence are at the core of our business, from optimising marketing campaigns to improving customer service experience. Our headquarters are located in Barcelona, Spain, with further offices in Mexico City, Mexico, and an engineering office in Warszawa, Poland. Our 400+ employees are at the cutting-edge of fintech innovation. Our culture is inclusive, international and above all entrepreneurial. We are constantly setting ourselves new challenges. We have ambitious goals for further rapid growth in Europe and Latin America and we are excited about the opportunity ahead. Interested in joining us for the journey? Get in touch with us: careers@idfinance.com
Followers
19.13K
Website visits
21.2K /mo.
Mentions
42
Location: Spain
Employees: 201-500
Total raised: $271.93M
Founded date: 2015

Investors 1

Funding Rounds 6

DateSeriesAmountInvestors
02.09.2026-$24.34M-
06.02.2024-$149.96M-
21.11.2023-$13.14M-
27.03.2023-$32.6MKingsway C...
16.10.2019-$1.88M-
16.02.2017-$50M-

Mentions in press and media 42

DateTitleDescription
10.09.2026MOA Foodtech Secures Major Funding, Scales AI-Driven Sustainable Food SolutionsMOA Foodtech, a Spanish firm, secured €3.3 million. This funding scales its AI-powered biomass fermentation platform. The company transforms agrifood waste into high-value ingredients. Products include MOA Q5, an egg replacer, and MOA Yeast...
07.09.2026European tech weekly recap: €4.6B in deals and August's highlightsLast week, we tracked more than 50 tech funding deals worth over €4.6 billion and over 10 exits, M&A transactions, rumours, and related news stories across Europe. 📊 Our latest monthly report, published last week, shows that European te...
03.09.2026ID Finance Fuels Spanish Lending Growth with €21M nordIX Debt FacilityID Finance, a leading Barcelona-based fintech, secured a €21M debt facility from German asset manager nordIX. This strategic capital injection will significantly expand ID Finance's AI-driven consumer lending portfolio across Spain. The fun...
02.09.2026ID Finance Receives €21M Debt Facility from nordIXID Finance, a Barcelona, Spain-based digital consumer lending platform provider, received a €21m debt facility from nordIX. The credit facility will function as a dedicated warehouse line to scale the company’s automated origination capabil...
01.09.2026ID Finance secures €21M from nordIX to grow its Spanish lending businessFintech company ID Finance has secured a €21 million debt facility from German asset manager nordIX to support the continued growth of its consumer lending business in Spain. Founded in Barcelona in 2015, ID Finance operates in Spain and Me...
28.01.2026When Everything Works, Dig Deeper—Anton Khapankou’s HFT Testing PhilosophyShare Share Share Share Email Senior QA at a private HFT fund has turned working with HFT and FinTech platforms into an art of predictability and security for millions of euros and users worldwide. The high-frequency trading (HFT) market is...
12.01.2026Barcelona Hosts QUBE Events’ NextGen Payments & RegTech Forum on the Future of Digital Finance This MayQUBE Events’ NextGen Payments & RegTech Forum Barcelona unites senior payments, RegTech, fintech, and regulatory leaders on May 7th The Forum’s agenda covers innovation in compliance, payments, regulation, and beyond Over 400 attendees ...
27.06.2025Spain’s tech ecosystem: From innovation to impactIn 2024, Spain's tech ecosystem attracted over €3.3 billion in investment, marking a 37.5 per cent increase from the previous year (€2.4 billion raised in 2023). Fintech emerged as a dominant sector, accounting for nearly one-third of the t...
09.10.2024The big league: The most funded European fintech companies of 2024 so farEuropean fintech companies are at the forefront of innovation, transforming the financial landscape across the continent. With a rich ecosystem of startups and established players, these companies leverage technology to enhance financial se...
02.04.2024Spain’s biggest Q1 funding rounds in 2024Read this article in: While Spain’s VC ecosystem is in an earlier stage of maturity compared to its European counterparts like France, Germany, and the UK, it is at a pivotal point of growth. This is evidenced by the growing number of succe...
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