PayJoy
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PayJoy

https://www.payjoy.com/
Last activity: 18.07.2026
Active
Categories: AICreditEmergingMarketsFinancialInclusionFinTechLending
We make smartphones affordable for everyone.
Likes
31.8K
Followers
1.06K
Website visits
3.5M /mo.
Mentions
46
Location: United States
Employees: 1001-5000
Total raised: $544M
Founded date: 2015

Investors 18

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Funding Rounds 5

DateSeriesAmountInvestors
10.12.2025-$140MNeuberger ...
06.09.2023-$360M-
23.05.2019Series B$20M-
11.09.2017-$6M-
11.07.2016-$18M-

Mentions in press and media 46

DateTitleDescription
20.07.2026General Compute Secures $400M, Revolutionizing AI Inference CloudGeneral Compute, an AI inference neocloud, secured up to $400 million in debt financing from Upper90. This capital empowers significant expansion of its specialized cloud infrastructure. General Compute focuses exclusively on high-performan...
18.07.2026General Compute Secures Up To $400 Million Debt Facility To Scale AI Inference NeocloudGeneral Compute has secured a committed debt facility of up to $400 million from Upper90 Capital Management to expand its cloud infrastructure for artificial intelligence inference workloads. The financing begins with an initial commitment ...
06.05.2026The 48-month phone contract trapThe four-year smartphone contract is becoming South Africa’s quiet answer to unaffordable phones – and a costly one for buyers who don’t read the fine print. A R30 000 purchase, spread over 48 months, can commit a buyer to more than R60 000...
12.02.2026/C O R R E C T I O N -- PayJoy/In the news release, PayJoy Launches in Indonesia to Advance Inclusion through Credit Access, issued 26-Nov-2025 by PayJoy over PR Newswire, we are advised by the company that the boilerplate, first sentence, should read "PayJoy expand...
15.12.2025PayJoy Secures $140M for Emerging Market Credit ExpansionPayJoy, a financial technology firm, received $140 million in debt financing. Neuberger Berman Funds provided the capital. This funding fuels expansion into Latin America, Africa, and Asia. PayJoy focuses on providing credit access to under...
10.12.2025PayJoy: $140 Million Debt Facility Secured To Advance Global ExpansionPayJoy has secured a $140 million corporate debt facility from funds managed by Neuberger Berman, marking a significant step in the company’s ongoing global expansion efforts. The financing deepens a partnership that began in 2022 with Neub...
03.12.2025PayJoy Receives $140M Debt Facility from Neuberger Berman FundsPayJoy, a San Francisco, CA-based markets credit provider, raised $140M in Debt Facility from Neuberger Berman Funds. The amount will support the company’s geographic and product expansion, ongoing investments in point-of-sale financing and...
24.11.2025PayJoy cashes in on Indonesia’s smartphone financing gap-
14.10.2025Instant Financial Wins Best Payments App for Tearsheet's 2025 Power of Payments AwardAward Recognizes Instant for Modernizing Pay and Expanding On-Demand Wage Access for Hourly Workers ATLANTA, Oct. 14, 2025 /PRNewswire-PRWeb/ -- Instant Financial, the fintech company modernizing payments and earned wage access (EWA) for ho...
30.06.2025Smart and PayJoy Partner to Expand Access to Credit, Empowering More Filipino ConsumersSAN FRANCISCO and MANILA, Philippines, June 30, 2025 /PRNewswire/ -- The number of smartphone users in the Philippines is forecasted to grow in the next four years, reaching more than 80 million consumers. To keep up with this demand, mobil...
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